Free help with taxes from income tax volunteer programs

IRS.gov – Taxpayers looking for free help with basic income tax preparation may qualify for IRS sponsored community-based, volunteer tax return preparation programs. Here are the top 10 facts the IRS wants you to know about these volunteer tax assistance programs. 1. The IRS sponsors both the Volunteer Income Tax Assistance and Tax Counseling for [...]

Tax benefits on 2010 federal taxes

IRS.gov – In 2011, taxpayers filing their 2010 federal income tax return will have some extra tax benefits available to them. Here is a summary of these tax benefits: Three Extra Days to File and Pay Taxpayers, nationwide, will have until Monday, April 18, 2011, to file their 2010 returns and pay any taxes due. [...]

Credit decisions and notices – new rules in 2011

FederalReserve.gov – Starting in 2011, many credit-seeking consumers will get more information about how their credit report or credit score can impact a lender’s decision to grant credit and the terms under which credit is offered. Beginning January 1, 2011, new rules from the Federal Reserve and the Federal Trade Commission require lenders to provide [...]

Credit protection – caveats, limitations, alternatives

FDIC.gov – Chances are your credit card issuer or lender has offered to sell you a product that would postpone or make your loan payments if you die or become ill or unemployed. These “credit protection” products may provide security and peace of mind, but how can you tell if the offer is a good [...]

Child tax credit – 10 facts to know

IRS.gov – The Child Tax Credit is an important tax credit that may be worth as much as $1,000 per qualifying child depending upon your income. Here are 10 important facts from the IRS about this credit and how it may benefit your family. 1. Amount – With the Child Tax Credit, you may be [...]

How to protect estate assets in FDIC-insured accounts

FDIC.gov – Among the many reasons people put significant sums in FDIC-insured deposit accounts is to keep that money safe – for themselves and for their heirs. While the FDIC doesn’t recommend particular financial products or strategies for achieving your estate-planning goals, we can describe different types of deposit accounts that can be used to [...]

Estate planning – steps to take

GSA.gov – With so many legal terms thrown your way when it comes to estate planning, it’s easy to get overwhelmed when thinking about what steps to take next. But even if you’re not wealthy, it’s still important to plan for what will happen to your valuables and property in the event of your death. [...]

8 tax tips about claiming the First-Time Homebuyer Credit

If you purchased a home in 2010, you may be eligible to claim the First-Time Homebuyer Credit, whether you are a first-time homebuyer or a long-time resident purchasing a new home. The purchaser must have been at least 18 years old on the date of purchase; for a married couple, only one spouse must meet [...]

Are your Social Security benefits taxable?

IRS.gov – If you received Social Security benefits in an earlier year, you need to know whether or not these benefits are taxable. Here are seven facts the Internal Revenue Service wants you to know about Social Security benefits so you can determine whether or not they are taxable to you. 1) How much – [...]

Tips for saving money at tax time

FDIC.gov – Here is a collection of tax-related suggestions to keep in mind as you prepare to file your federal income taxes. Some of these tips might apply to you and help you to save money. Consider using tax time to pay off high-interest debt or save for the future. “Use your tax refund to [...]

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